Planning Your Pension ("Which?" Consumer Guides) Book

From 2006, planning your pension should become much easier as the government sweeps aside most of the complicated rules that have restricted the amount and ways you can save. This new edition of Planning Your Pension explains how the new regime will work and how to make the most of the savings opportunities available between now and 2006. Using straightforward language, the guide covers how much you should save; what the state will provide; how to get the best from an employer's scheme (and are they still safe?); stakeholder schemes; personal pensions and whether to switch to one from a stakeholder scheme; how to boost your pension; pension choices when you change jobs; pension planning if you're facing redundancy or divorce, or caring for children or an older person; how to trace old pensions; how to claim your pension once you retire and how retirement savings and pensions are treated for tax.Clear explanations, an extensive glossary and numerous examples unravel the mysteries of pensions to put you firmly in control of your future.Read More